1. What is the primary focus of the Generali-BPCE partnership?

A. Expanding into the oil industry
B. Establishing a global fund management leader
C. Collaborating on insurance policies
D. Developing pension funds in Asia

Answer: B
Explanation: The Generali-BPCE partnership aims to form a leading global asset management entity, as noted in their recent agreements and announcements.

2. Why are some pension funds considering cryptocurrency investments in 2025?

A. To hedge against inflation
B. Due to a recent massive Bitcoin rally
C. To replace traditional bonds
D. To secure government subsidies

Answer: B
Explanation: A surge in Bitcoin’s value has reignited interest in cryptocurrencies among global pension funds, as highlighted in the news.

3. What financial advice is associated with the 50/30/20 rule?

A. Save 50%, spend 30%, and invest 20% of your income
B. Allocate income as 50% needs, 30% wants, and 20% savings/investments
C. Dedicate 50% of your income to investments
D. Limit wants and savings to 50% combined

Answer: B
Explanation: The 50/30/20 rule is a budgeting strategy where 50% of income goes to needs, 30% to wants, and 20% to savings or investments.

4. What sparked the pension row involving Kemi Badenoch?

A. Reduction in pension payouts
B. Controversial comments about the triple lock system
C. Introduction of crypto pensions
D. Changes to taxation on pension funds

Answer: B
Explanation: Kemi Badenoch’s remarks on the sustainability of the triple lock system have triggered debates on pensions and their future.

5. Which country is offering a retirement visa for those over 50?

A. Japan
B. The Philippines
C. An island nation
D. Australia

Answer: C
Explanation: An unnamed island nation is attracting retirees globally with a unique retirement visa plan for individuals over 50.

6. Why is Charles Schwab’s recent profit significant?

A. It marks their lowest growth phase
B. It was driven by higher asset management fees
C. It included major losses in investments
D. It relied on cryptocurrency revenues

Answer: B
Explanation: Charles Schwab’s profits soared due to increased asset management fees, reflecting strong financial performance.

7. What budgeting trend is gaining popularity in 2025?

A. High-risk investments
B. No-spend resolutions
C. Increased spending in Q1
D. Cryptocurrency-only savings

Answer: B
Explanation: “No-spend” challenges are trending as a method for financial control and debt reduction.

8. What investment advice did Warren Buffett emphasize?

A. Diversify at all costs
B. Avoid doing too many things wrong
C. Focus solely on technology stocks
D. Invest heavily in crypto assets

Answer: B
Explanation: Warren Buffett highlighted the importance of minimizing mistakes rather than overcomplicating strategies.

9. Which recent move by Citi impacted 401(k) contributions?

A. Increased contributions for all employees
B. Reduced contributions for high earners
C. Transition to cryptocurrency-based pensions
D. Full suspension of employer contributions

Answer: B
Explanation: Citi reduced its 401(k) contributions for the highest earners, sparking discussions on corporate pension policies.

10. What strategy is suggested for managing finances during natural disasters?

A. Investing in high-yield savings accounts
B. Prioritizing emergency funds and budgeting
C. Taking loans from retirement funds
D. Increasing credit card usage

Answer: B
Explanation: Financial resilience during disasters includes creating emergency funds and prioritizing essential budgets.