SBI PO Salary Structure 2025: explained in depth for better understanding and learning purpose. If someone require more data related or on any other topic then suggest us. The data is organized in short and summarized format and specifically related to term searched for.
Basic Pay & Pay Scale
Starting Basic Pay: ₹48,480 per month (includes 4 advance increments)
Pay Scale: ₹36,000 – ₹63,840
Increment Structure:
₹2,000 annually for the first 7 years
₹2,340 for the next 2 years
₹2,680 for the following 7 years
💰 Allowances & Gross Salary
| Allowance Type | Approximate Amount (per month) |
|---|---|
| Dearness Allowance (DA) | ₹14,336 |
| Special Allowance (SA) | ₹14,967 |
| House Rent Allowance (HRA) | ₹5,648 (varies by city) |
| City Compensatory Allowance | ₹2,300 |
| Learning Allowance | ₹850 |
| Total Gross Salary | ~₹94,581 per month |
🧾 In-Hand Salary
Estimated In-Hand Salary: ₹84,000–₹85,000 per month
Typical Deductions:
Provident Fund (PF): ₹5,648
Professional Tax: ₹200
Income Tax: ~₹3,769
Net Take-Home: ~₹84,964
🛍️ Perks & Benefits
100% medical coverage for employee
75% medical coverage for family
Leased house or HRA (depends on location)
Furniture Allowance: ₹1,20,000 (one-time)
Mobile, petrol, and newspaper reimbursement
Concessionary loans (home, car, personal)
Leave Travel Concession (LTC)
Pension and gratuity benefits
📈 Career Growth
Probationary Officer (JMGS-I)
→ Assistant Manager
→ Branch Manager
→ Chief Manager
→ General Manager
→ Deputy Managing Director
→ Managing Director
SBI offers faster promotions and international postings, making it one of the most prestigious banking jobs in India.
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